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Carolyn Hax: Perks of dating a prominent man stir up old sibling rivalry

Sister’s new beau comes with exclusive social access, and her sibling feels childhood envy making an unwelcome comeback.
Read full article on: washingtonpost.com
Francisco Alvarez has been the Mets’ missing postseason threat
Mets manager Carlos Mendoza sat at the dais in the bowels of Citi Field and expressed confidence that Francisco Alvarez will find his groove in the postseason.
nypost.com
Son writes hilarious, loving obituary for his dad: ‘He is God’s problem now’
“There are some people who might think it was irreverent and offensive, but I think it sounds about perfect,” Charles Boehm said of his father’s obituary.
washingtonpost.com
Freeze warning chills parts of NY, NJ, as winter-like weather cools tri-state area
This week's weather is set to send shivers down your spine as a freeze warning was issued for several counties in New Jersey and the Hudson Valley, while parts of Connecticut are under a frost advisory.
nypost.com
Meet D.C.’s new fire marshal, Ed Kauffman
Hours after three people died in a suspected arson, a new fire marshal assumed the office that investigates fires and enforces fire prevention.
washingtonpost.com
In Reston, Va., luxury townhouses with optional rooftop terraces
Buying New | Lake Anne Towns has 36 units
washingtonpost.com
Texas man faces execution despite doubts over shaken baby syndrome
Robert Roberson of Texas is scheduled to die by lethal injection despite doubts over shaken baby syndrome, the scientific theory used to convict him in the death of his daughter.
washingtonpost.com
PrizePicks Promo Code POSTMAX: Earn $50 Bonus for Dodgers-Mets with $5 entry on Wednesday
Sign up with PrizePicks promo code POSTMAX for Wednesday's action and get $50 instantly when you create a $5 entry.
nypost.com
Liberty know the ‘little details’ that will decide WNBA Finals
In a WNBA Finals tied 1-1, the Liberty have had trouble holding that lead late in both games. They hope to improve that in Game 3 Wednesday night.
nypost.com
Code 11.59 by Audemars Piguet adds 7 new pink-gold watches
The iconic model continues its evolution this year, expanding with seven new 18-karat pink-gold offerings.
nypost.com
Trump says Josh Allen was going to be No 1 pick in 2018 NFL Draft before social media posts surfaced
Former President Donald Trump said Josh Allen would have been the No. 1 overall pick in the 2018 NFL Draft if it were for offensive comments that surfaced.
foxnews.com
Meet the woman who teamed with Rolex to photograph the world
The Mexico native has spent over three decades traveling to more than 130 countries.
nypost.com
Aaron Judge makes the Yankees collapse-proof
The soon-to-be two-time MVP may have changed the trajectory of his playoff legacy with one swing.
nypost.com
Delta is giving its cabin interiors a new look. Here's a peek inside.
Delta says new seating materials and other cabin design enhancements "elevate the travel experience."
cbsnews.com
Fox News Host Faces MAGA Pile On for Harris Interview That Hasn’t Even Happened Yet
Dustin Franz/ AFP via Getty ImagesFox News anchor Bret Baier is fending off pre-emptive fire from Donald Trump's fans as he attempts to convince the MAGA-verse that his upcoming interview with Vice President Kamala Harris won’t be rigged.Following their familiar playbook, users on X claimed—without evidence, and this time before even seeing the interview—that the Special Report host planned to edit Wednesday’s interview tape to make the Democratic presidential candidate look better.Baier spent several hours Tuesday assuring MAGA users he hadn’t made any concession to Harris to land the interview and wouldn’t be giving her the questions in advance, but his explanations didn’t seem to get through.Read more at The Daily Beast.
thedailybeast.com
Details of iconic shipwreck revealed in never-before-seen footage
"Endurance" features thousands of 3D scans shot by a 4K camera deployed to a depth of nearly 10,000 feet.
cbsnews.com
Diddy Lawyers’ New Demand: His Accusers Must Be Named
Jerritt Clark/Getty for Epic RecordsFaced with a growing mountain of sex-abuse lawsuits, lawyers for Sean “Diddy” Combs would very much like to know who’s been saying what. The disgraced mogul’s team argues in a new court filing that, because of the “unique” aspects of the case—namely Diddy’s “celebrity status” and “wealth,” as well as the sheer volume of allegations—they should get to know the names of his accusers, The Guardian reports.His attorneys say the “torrent” of claims “by unidentified complainants, spanning from false to outright absurd,” has created a “pervasive ripple effect.” They reportedly gesture toward recent efforts by Texas lawyer Tony Buzbee to sign up alleged victims: Buzbee says at least 120 people have come to him with complaints about the rapper, and on Monday, his clients filed six anonymous sexual assault complaints. Diddy’s team wrote that “swirling allegations have created a hysterical media circus that, if left unchecked, will irreparably deprive Mr. Combs of a fair trial, if they haven’t already.”Read more at The Daily Beast.
thedailybeast.com
NFL's top brass agree finger-gun celebrations send 'the wrong messages'
NFL Commissioner Roger Goodell and league executive Troy Vincent agreed on Tuesday that there was "no place" for finger-gun celebrations in the sport.
foxnews.com
Travis Kelce had ‘mixed feelings’ while cuddling up with Taylor Swift at Yankees playoff game
Travis Kelce was torn during his Yankee Stadium outing with Taylor Swift.
nypost.com
Afghan national accused in terror plot was not vetted for SIV status, despite past Biden admin claims
The Biden-Harris administration has backtracked and now admits that an Afghan national accused of an Election Day terror plot did not undergo certain vetting they previously claimed he passed.
foxnews.com
Former Vegas Democrat politician convicted of killing reporter faces at least 20 years at sentencing hearing
Robert Telles, a former Las Vegas-area Democratic politician convicted of killing a journalist, could face up to 28 years in prison before he becomes eligible for parole.
foxnews.com
Rapper Lord Jamar says Kamala Harris isn’t qualified enough to run ‘Dunkin Donuts or a 7-11’
Lord Jamar suggested Kamala Harris "is not qualified to run, you know, a Dunkin Donuts or a 7-11, let alone the corporation that we call the United States of America."
nypost.com
Patek Philippe’s new royal purple Twenty~4 watch is fit for a queen
To celebrate its 25th anniversary, Patek Philippe has introduced a new rose-gold version with a (fittingly) royal-purple dial.
nypost.com
The Trump Loyalist Democrats Have a Chance to Defeat
Thanks to a bluer district and a formidable opponent, Pennsylvania Representative Scott Perry is now the nation’s most vulnerable MAGA Republican.
theatlantic.com
All in the family: Hart High has 10 sets of brothers playing football
Happening at Hart High is a sports anomaly: Ten sets of brothers are playing on the varsity and junior varsity football teams.
latimes.com
Melania Trump to release 'Collector's Edition' of memoir featuring images photographed by former first lady
EXCLUSIVE: Former First Lady Melania Trump is releasing a special collector’s edition of her new memoir containing exclusive images she photographed at the White House and around the world.
foxnews.com
The Sports Report: Can Shohei Ohtani fix his swing before Game 3?
Starting with an 0-for-4 performance in Game 5 against the Padres, Shohei Ohtani hasn’t looked like himself.
latimes.com
Is every car dealer trying to rip me off?
A Vox reader writes: “Why are car dealers so shady? How do consumers avoid them? Is it frustrating for everyone?” Americans have long hated the car-buying experience. It’s not uncommon to spend hours (or even the whole day) at a dealership, finally reaching a deal and still walking away feeling vaguely hoodwinked. “It’s a process that generally stinks, and it’s designed that way,” says Tom McParland, founder of Automatch Consulting, a service that helps car buyers find the best price on the vehicle they want. A lot of the distaste comes down to the uncertainty of what you’ll end up paying. In an age when you can buy almost anything online without interacting with another human being, where you can easily shop around for the best deal, cars remain one of the few purchases where your personal negotiation skills — as well as, sometimes, your race, gender, and income — can determine the price.  Sign up for the Explain It to Me newsletter The newsletter is part of Vox’s Explain It to Me. Each week, we tackle a question from our audience and deliver a digestible explainer from one of our journalists. Have a question you want us to answer? Ask us here. Sometimes, the tactics car salespeople use go beyond just the hard sell to the downright deceptive. One common trap is bait and switch prices, where a car is initially advertised as one price (usually achieved by piling on discounts that you may not qualify for). When you run to the dealership to snag the deal, you’re told the vehicle has already been sold but there’s a similar one that’s more expensive. Or take yo-yo sales, in which you drive your new car home only to be told a few days later that the financing fell through so you’ll have to accept a higher interest rate or make a bigger down payment. A dealer might also try to sneak unneeded add-ons — like extended warranties or protective coatings — onto the total price of the car. Last year, the Federal Trade Commission received more than 184,000 auto-related consumer complaints, making it the third most common category after complaints about credit bureaus, as well as banks and lenders. While there are some fair dealers, the car marketplace has “a lot of sharp and unethical business practices, and consumers are hurt by it,” says Chuck Bell, programs director of advocacy at Consumer Reports. “By the time that the consumer gets out the door, they feel like they’ve been doing battle.” Why is shopping for cars done this way? The first hint that you’re on unequal footing with a car salesperson comes when they’re cagey about giving a price quote even over the phone, let alone in writing. McParland says that the dealers he calls around to for clients often tell him that he has to come to the dealership for a price. “They’re basically just telling us to go pound sand,” he says. Dealers want you to come in because it’s much easier to upsell you that way. You’ve invested some effort into the process, and the salesperson can get a better read on how impatient you are to buy a car, how inexperienced you are with car shopping, and plenty of other factors to wield to their advantage. On the other hand, if they offer you an out-the-door price — which includes all extras and fees — before you ever meet in person, you could easily take the price to a competing dealer and ask if they can do better. While online used car dealers like CarMax and Carvana did make “no haggle” car prices more popular, they often come at a premium, according to McParland. Some traditional car dealers now offer fixed prices too, but it’s probably to your benefit to try to negotiate down. How did the system get to be like this? The general practice of negotiating car prices instead of paying a fixed price may actually stem from horse trading, in which sellers and buyers also haggled and buyers would even trade in their old horse to offset the price of the new one, much as we do with cars today.  The model has endured for so long, though, in part thanks to state franchise laws that ensure these middlemen car dealerships can’t be easily cut out. Most states ban carmakers from selling directly to consumers. Tesla is the rare exception of a car company that sells directly, and it has battled with car dealers for the right to do so. Car dealer trade groups have considerable political power, and they’re organized enough and deep-pocketed enough to lobby against reforms that would threaten the status quo, such as changing franchise laws that give them exclusive rights to sell a certain car brand in a particular territory. The National Automobile Dealers Association (NADA), for its part, argues that franchise laws in fact increase competitiveness and benefit the consumer, all the while creating local jobs. “They’re an enormously powerful lobby,” says Bell. Just look at how the industry pushed back against enforcement curtailing auto lending discrimination. Car dealers often arrange financing for customers, but they add a mark-up to the interest rate offered by banks because they can pocket that extra money for themselves. How much of a mark-up is applied is at the dealer’s discretion, and unlike mortgage lenders, they’re not required to collect data on the race of their customers, making it much harder to see if they’re complying with fair lending laws. Research shows that car dealers often charge higher interest rates to people of color. When the Consumer Finance Protection Bureau started cracking down on this practice in 2013, the industry fought back and won. Is there any hope for making the car-buying process better? Still, there’s reason to be optimistic about the future of shopping for cars. Late last year, the FTC announced new regulation that takes aim at the most rampant deceptive practices used by car dealers. It would, for one, require dealers to disclose the full, out-the-door price of a car, including all add-ons, before a customer visits the dealership. The price and other terms related to purchase of the car also have to be expressed in simple language. Dealers also wouldn’t be allowed to charge customers for useless add-ons. The FTC estimates the rule will save customers $3.4 billion and cut down the time spent shopping for cars by 72 million hours. The rule was supposed to go into effect this summer but was delayed after two car dealer trade groups, including NADA, filed a challenge. The association told Vox that the rule would make the car-buying experience worse. “Consumers will have to spend an additional 60-80 minutes at the dealership, complete up to five new, untested forms, and will lose at least $1.3 billion a year in time as a result of this rule,” a spokesperson wrote in an email. But Bell is confident that the rule will ultimately go into effect, and if you’re looking for a car, you should behave as though these protections already apply. McParland advises asking dealers to provide, over email, an “itemized out-the-door price” on the vehicle you’re interested in. If they refuse, “that’s usually a red flag, so move on to somebody else,” he says. This story was featured in the Explain It to Me newsletter. Sign up here. For more from Explain It to Me, check out the podcast. New episodes drop every Wednesday.
vox.com
Bryan Danielson’s jarring end to full-time career was change AEW needed
The jarring end to Bryan Danielson’s full-time career shows how much he cares. As the American Dragon was stretchered out of the Tacoma Dome in his home state of Washington to end AEW’s WrestleDream pay-per-view on Saturday, he had just completed one of the most giving ends to a career as we have seen in...
nypost.com
Fanatics Sportsbook Promo: Begin 10-day $1,000 bet match offer on Dodgers-Mets in NLCS, any sport
Sign up with the Fanatics Sportsbook promo to bet on the Los Angeles Dodgers vs. the New York Mets on Wednesday. Once you register, you can start claiming a $100 bet match for 10 straight days.
nypost.com
Zelensky Pitches ‘Victory Plan’ in Ukraine’s Parliament
The proposal would rely heavily on increased Western assistance. So far, it has drawn a lukewarm response from Ukraine’s allies.
nytimes.com
Fuel tanker truck explosion kills at least 94 in Nigeria
Dozens of people in northern Nigeria were killed in a massive explosion as they tried to scoop up fuel from a crashed tanker truck.
cbsnews.com
London Jewelers hosts annual Watch Fair extravaganza, showcasing rare timepieces from top brands
This year’s crop of luxury watches takes inspiration from decades past.
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nypost.com
Young migrants tied to 'shocking' increase in gang-led crime in NYC's Times Square, says NYPD
Twenty gang members have been arrested in connection to 50 separate crimes in New York City as officials warn of a lack of consequences.
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foxnews.com
‘This Is Us’ alum Justin Hartley dishes on new season of ‘Tracker,’ his watch collection and parenthood
Star Justin Hartley became the king of prime time playing a guy who finds those people — often, for a hefty reward fee.
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nypost.com
Sean "Diddy" Combs seeking release of names of his accusers
Lawyers for Sean 'Diddy' Combs have asked a New York judge to force prosecutors to disclose the names of his accusers in his sex trafficking case.
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cbsnews.com
High school senior shot, killed in apparent murder-suicide on the way to homecoming dance: cops
A high school senior was shot and killed in an apparent murder-suicide by her older DJ boyfriend while they were on the way to her homecoming dance in Louisiana, officials said.
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nypost.com
Harris and Trump make separate pitches to voters on FOX News and more top headlines
Get all the stories you need-to-know from the most powerful name in news delivered first thing every morning to your inbox.
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foxnews.com
How TIME Chose Its Fall 2024 Class of Next Generation Leaders
For nearly a decade, through our Next Generation Leaders franchise, we've been sharing the stories of trailblazers shaping our future.
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time.com
Connecticut dad dies from rare mosquito-borne virus he caught in his own backyard – and cases are on the rise
"I'm not joking when I say your life can change in the blink of an eye, because that was what happened to us," his grieving daughter said.
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nypost.com
AOC fires back at Fetterman, accuses him of 'bleak dunk attempt'
Rep. Alexandria Ocasio-Cortez fired back, accusing Sen. John Fetterman of a 'bleak dunk attempt' after he shared a screenshot of a headline mentioning her.
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foxnews.com
From mobsters to mulch: Inside Queens’ only certified public ‘tree museum’ and its gangster past
This Queens park has been totally spruced up.
1 h
nypost.com
How pre-election rhetoric could fuel post-presidential election pandemonium
As much as I want this presidential election to be over, I'm afraid of what comes next.
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latimes.com
'Our opponents are going to need oxygen': UCLA reveals depth, pressure in scrimmage
These Bruins are deeper, more talented and feistier than the freshman-heavy bunch that finished with a losing record last season.
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latimes.com
The crusade against overhead lighting
Mariah Carey issued the latest salvo against the “hideous” lighting from the big light. But there is a way to do overhead lighting right.
1 h
washingtonpost.com
The Only Way to Start a Magazine
A lover of magazines may find a few good reasons to pay attention to AFM, a new publication about sex and relationships. It’s visually fun and full of excellent writing. It’s also the latest in a long line of magazines to exist only because of the largesse of a tech company.AFM stands for both “A Fucking Magazine” and “A Feeld Magazine”—that second one a reference to the dating app that is funding the enterprise. Feeld started its life in 2014 specifically to facilitate threesomes. It was originally called 3nder, pronounced “Thrinder,” which quickly led the company to receive a trademark-infringement complaint from Tinder. (Rebranding might have been a good idea anyway, as some initially perceived both the name and the app itself to be corny and embarrassing.) Feeld got a chic makeover last year, then worked through some major technical glitches and is now known as an all-purpose dating app with a uniquely broad range of options for identifying one’s sexual and relationship preferences. It remains especially popular with those seeking nonmonogamous connections.[Read: The woman who made online dating into a “science”]To expand its cultural cachet, the app is now joining many other tech companies and VC-funded start-ups that have spun up media outlets in recent years. Previously, these publications have tended not to have protracted lifespans. The buzzy, VC-funded luggage start-up Away had a magazine, Here, that quietly stopped publishing in 2020. The direct-to-consumer mattress brand Casper launched Woolly (after folding another online publication, Van Winkle’s); it did not last. Dollar Shave Club funded the popular website MEL until 2021 and then just stopped; Snapchat funded the popular website Real Life until 2022 and then just stopped. There were magazines by Airbnb and Uber and Bumble and now there are not. Tech gets into magazines for a good time, not a long time.Still, for journalists who are staring down a crumbling media business—one that teeters on the edge of “extinction” because of anemic traffic, a poor ad market, and burned-out readers, as Clare Malone argued in The New Yorker earlier this year—this arrangement is better than nothing.AFM is co-edited by Maria Dimitrova, a long-time Feeld employee who previously created the company’s U.K.-based literary journal, Mal, which ran for five issues, and by Haley Mlotek, who has held many jobs in media, including as the editor of The Hairpin, a feminist website that folded in 2018, and as an editor at The Village Voice, the legendary alt weekly that collapsed in 2017 but recently has been resurrected as a mostly online property. Mlotek applied for a copywriting job at Feeld in the fall of 2022 to supplement her freelance-writing income and the company emailed her back to ask her to edit a magazine instead.“I have a lot of experience working for really wonderful, beloved, in my opinion excellent publications that just no longer exist,” she told me. AFM is two things at once: a magazine and an advertising campaign for Feeld. Mlotek said she’s hopeful that this model is at least as sustainable as anything else. She gestured at a history of publications being funded by single businesses or brands, citing European department stores that produced their own magazines beginning in the late 1800s. AFM’s title is also a direct reference to the frustrating state of the media industry, Mlotek explained. Obviously it’s about sex, but it is also a reference to how wild starting a magazine, of all things, is right now: It reflects “the frustrations and the risks and the thrill of trying to produce a print publication at this moment in time,” she said. “It’s a joke, but it’s so serious.”[Read: The “dating market” is getting worse]Feeld has no plans for AFM to make any of its own money. The only ads in the first issue are in-kind ads for other magazines, including n+1 and The Drift. The idea is more that it will “bring back a bit of romance to dating,” Dimitrova told me, which might naturally help Feeld’s business. This is a task that a lot of dating apps are struggling with: The experience of using a smartphone to look for sex and love has started to feel numbing and hopeless to many people. The dating app Hinge also recently debuted an online zine that is more explicitly a marketing campaign—love stories written by cool writers including R. O. Kwon and Brontez Purnell—accessible via QR code on the subway, presumably with the same goal. In so much as AFM can be a successful ad for Feeld, it will suggest to its readers that Feeld is the app for creative people who are deeply thoughtful, imaginative, funny, and smart—that using the app will not make a person feel like every potential match might be a bot, an idiot, or a freak.The first issue of AFM has contributions from a number of prominent writers, including Tony Tulathimutte, Hanif Abdurraqib, and Allison P. Davis. Many of the contributors, the editors said, are Feeld users themselves; some of the poetry in the issue, including “Self Portrait as the Tree of Knowledge (aka Trans Poetica)” by Delilah McCrea, was selected from open submissions solicited directly in the app. A reported feature on masculinity and bisexuality, written by the novelist Fan Wu, sourced interview subjects from Feeld. It’s a healthy combination of sexy stuff, sweet stuff, and serious stuff—one photo essay of people in their homes getting ready for dates and one accompanying a guide to making your own latex.A funny piece of fiction by the writer Ashani Lewis is made up of several distinct “breakup fantasies,” including one about ending a relationship with someone by tossing a sex toy they gifted you into a body of water and watching it drift away. An essay by the 96-year-old filmmaker James Ivory, about coming of age in Palm Springs and later spending an evening hanging out around Truman Capote, is both gossipy and moving. The stand-out piece is a dead-eyed essay by the writer Merritt Tierce, recounting her years of attempts to get a TV show made about abortion. (“The executive vice president of television said, Well, ‘abortion anthology’ is not one but two words no studio wants to hear.”)The first AFM cover star is the artist and musician Juliana Huxtable, who will DJ at a launch party in Brooklyn this week. The magazine will be distributed in the U.S. and the U.K. in the same places where you can buy any other highbrow cultural or literary magazine, and it will also be available for purchase online. Asked whether people could subscribe to it, Dimitrova said no.She and Mlotek already have plans to start working on issue two. Yet, though she didn’t state as much, Dimitrova seemed aware that you never can tell how long the money will keep coming. Things often change. “You know,” she said, “each issue is its own miracle.”
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theatlantic.com
How to prepare for growing older if you don’t have kids
My husband and I have been married for five years. During that time, a battalion of well-meaning relatives — starting with my parents and extending all the way to aunts and uncles — have tried to convince us to have children. Despite these persistent pleas, we aren’t convinced. The world just feels too chaotic and we’re unsure if we want to subject a child to it.  Increasingly, other American adults are making a similar choice. As of 2018, 16.5 percent of adults 55 and over in the US didn’t have children. According to a Pew Research Center survey released in July, the number of US adults younger than 50 who don’t have children and say they are unlikely ever to have them rose from 37 percent in 2018 to 47 percent in 2023. The top reason cited by this group is that they just don’t want to.  Chances are, well-meaning folks (like my parents) have asked child-free adults at some stage: “You may be carefree now, but what happens when you get old?”  Does having no children place us at a disadvantage? The Pew survey also found that one in four adults aged 50 and older without children frequently worry about who will care for them as they age, and one in three worry about having enough money.  Certainly, children can offer peace of mind, a person to lean on as you face the realities of aging. But the truth is, “even when people have children, those children don’t always become the safety net that one might think,” says Kate Granigan, chief executive officer of LifeCare Advocates and president of the Aging Life Care Association Board.  Seniors can live flourishing lives without kids, experts say, but they need to be prepared to lean on other people, financially plan for the future, and make use of support services. Presently, the majority of older adults without involved partners or children are not adequately prepared for their future care and end of life, according to the AARP. This needs to change. “Being able to have some foresight … and [knowing] how to prepare in the best way possible can really help people thrive and age well,” says Granigan.  Ensure you have people who will watch out for you Many adult children tend to be the ones who keep an eye on their parents and coordinate necessary help. You want to find people to fill this role, says Beth Eagen, a Seattle-based geriatric social worker. Befriend people in the communities you’re in and invest in the relationships in your life, advises Stacy Reger, a geropsychologist in Los Angeles, California.  These people may not be doing all your care, but they can watch your back. “You may have a friend or colleague or someone that you’re close with that is also in your same position … and you can create a group that checks in on each other,” says Granigan.  Not only are these relationships fulfilling, they mean you have someone to call for ad hoc assistance, like a ride back from the supermarket if you have a particularly heavy shop or a lift to the emergency room.  As you form new connections, be open to multi-generational friendships. If everyone in your life is your age and people start getting ill at similar times, it will be harder for them to help when you need it, Eagen explains. When planning where you will retire, Eagen and Granigan also encourage choosing an area with a “village” and signing up for it. Villages are not-for-profit associations around the country that connect seniors with others in the neighborhood to create a community that looks out for one another. If you need a car ride, help with household tasks, or want to participate in social activities, the village will coordinate. Annual membership fees can be up to $1,000, but increasing numbers of villages are introducing a “pay as you can” model and subsidizing fees for those who can’t afford it. Get your finances in order to pay for support  Jay Zigmont, a certified financial planner for child-free adults, advises clients in their mid-40s to purchase long-term care insurance. In general, long-term care insurance covers the nonmedical support you may need to perform activities of daily living, like eating, bathing, walking, and taking medication. It pays for the costs of at-home caregivers, adult day care, transportation, and senior living arrangements, like nursing homes and assisted living facilities. More than half of US adults turning 65 are expected to require some sort of long-term services and support as they age, and many people are unaware that Medicare, the government health program for seniors, does not cover these supports. The earlier you buy a long-term care policy, the better the price, and the smaller the likelihood of having a condition that disqualifies you from coverage, Zigmont says. Paying for it upfront is expensive, but the price is locked in, he says. Alternatively, you can pay for it annually. If you miss a payment, the policy gets canceled, and you will not get a comparable policy again. If you don’t purchase insurance, you will likely be paying for long-term care out of pocket, says Zigmont, author of the upcoming book The Childfree Guide to Life and Money. Medicaid, a government health program for low-income people, only covers care once you’ve burned through your assets.  If you’re paying out of pocket, bear in mind that long-term care costs can quickly add up: A private room in a nursing home, for instance, can cost around $115,000 a year and goes up by about 5 percent every year, says Zigmont. Do what you need to do to start saving and investing your money now so that “it grows at least 5 percent per year in order to cover your long-term care costs” plus any impending taxes, says Zigmont. Get excited about your senior years Remind yourself that your senior years can absolutely be fulfilling, says Anna Chodos, a geriatrician in the UCSF Department of Medicine. So, start dreaming. Build a mental image of your future self, advises Chodos and Aja Evans, a financial therapist in New York City and author of Feel-Good Finance. “Who and where do you want older you to be? What do you want your lifestyle to be? What’s really important to older you?” are some of the questions Evans poses to her clients. She finds this practice can make saving money for the future feel more imperative and purposeful. As you inch closer to your senior years, brainstorm what you enjoy doing that also gives you purpose — “something meaningful that gives you a reason for getting up every day,” says Chodos. Learn an instrument, write stories, volunteer as a museum guide. Add activities that involve meeting people on a regular basis, like a dinner party club, board games night, or walking group, to foster friendships. Be intentional about where you will retire When you’re a senior without kids, you will either live in your own place or in one of the many types of senior living arrangements. In assisted living or nursing homes, you are often getting most of the support you need for your daily living. When you live in your own place or in an independent-living community, you can engage support services to help with meal prepping, bathing, medication management, home modifications (if the accommodation allows it), and more, says Eagen. Long-term care insurance can cover the cost of these services, depending on the policy.  Granigan says it’s essential to find out how accessible these support services are in the area you wish to retire, and their associated costs. To get this information, consult the local Area Agency on Aging (use this Eldercare Locator database to find one), a local aging life care professional, or local “villages.” Also consider the opportunities for social connections that will be available to you and how easy it will be to participate in fun, meaningful activities. Are these easily accessible on foot if you can no longer drive? What about public transit, supermarkets, banks, gyms, parks, libraries, faith-based communities, malls, senior centers, and eateries? Prioritize your health  For adults without children heading into their golden years, it’s especially important to mind your physical and mental health, as well as pay attention to keeping your cognitive abilities sharp, so you can remain independent for as long as possible.  Stay on top of exercising, and do your best to maintain your bone health, balance, muscle mass, strength, and mobility, advises Chodos and Granigan. Control risk factors like diabetes, high blood pressure, and high cholesterol, watch your alcohol intake, and keep up with medical visits. If you’re otherwise healthy, see your primary care physician annually to screen for chronic conditions once you turn 60, says Chodos.  You might also consider entrusting your medical care to providers who are younger than you, says Reger, as they are more likely to be able to see your care through to the end.  As for exercising the mind, crossword puzzles and Sudoku are all fine and good, but they aren’t the most effective in helping to preserve your brain function, says Reger. Instead, she says to focus on “engag[ing] in activities that keep you interested and thinking … something where you’re still using the parts of your brain that are active in problem solving and thinking creatively.” “It’s really good if whatever you’re doing involves a social aspect because socializing with other people naturally stimulates our brain,” she emphasizes. “We have to be engaged, processing, and mentally flexible to have even a simple conversation … Speaking to new people, doing outreach, explaining ideas, any of that kind of mental activity is good for our brain.” “Hearing loss is a very strong risk factor for cognitive decline,” Chodos adds, so any changes to your hearing need to be corrected, stat.  Gather a team to help you navigate the aging journey Eagen and Granigan say another option is assembling a team of professionals who can guide you through most of the processes outlined above, from financial management to engaging support services. The team may include an elder law attorney, aging life care professional, geriatric social worker, primary care doctor and/or geriatrician, and a financial planner who specializes in the child-free population. These professionals are all experienced at anticipating and steering you away from common pitfalls. Set up advance directives With an elder law attorney, spell out what you envision for your assets, medical care, and end of life in legal documents like advance directives and a will. As part of this, you will need to nominate people who’ll make decisions on your behalf if you become incapacitated.  Your senior years can and should be an exciting new phase of your life, whether or not you have children. With a little foresight and thoughtful planning, they can be every bit as fulfilling as you’ve always hoped.  
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vox.com
Many Americans are car poor from their auto loans. Here’s why.
Nearly 1 in 4 consumers owe more on such loans than the vehicle is worth, pushing the national average for upside-down balances to a record high north of $6,400.
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washingtonpost.com
Georgia Judge Blocks Trump Allies’ Ballot Hand-Counting Rule
Dustin Chambers/ ReutersA Georgia judge on Tuesday paused a last-minute rule adopted by Donald Trump’s allies on the State Election Board requiring ballots to be counted by hand. The judge wrote that introducing an unknown and untested rule at the “11th-and-one-half hour” affecting more than 7,500 poll workers was guaranteed to introduce “administrative chaos” that was “entirely inconsistent with the obligations of our boards of elections (and the State Election Board) to ensure that our elections are fair, legal and orderly.”The September 20 rule requires that after the polls close on Election Day, three poll officers must unseal and open each scanner ballot box and remove the paper ballots and sort them into stacks of 50 ballots to make sure the ballots match the figures recorded on the precinct poll pads, ballot marking devices, and scanner recap forms. Read more at The Daily Beast.
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thedailybeast.com